Reader Results · Real People
Two years ago I was borrowing money from my parents at 36. Quietly. Making excuses. Telling myself it was temporary. It wasn't temporary it was a pattern and the pattern had been running for fifteen years. I now have a freelance content business that made £67,000 last year. I paid my parents back with interest. My dad cried. I'm still not over it.
I have a decent salary and I was still ending every month stressed. I thought that was just how life worked past a certain age. Turns out I had been making the same three financial mistakes for six years without realizing it. This book named all three of them.
I have read at least a dozen personal finance books. Most of them tell you things you already know and leave you feeling guilty. This one actually explained why I kept reverting to the same patterns no matter how motivated I felt. That part alone was worth ten times the price.
I was convinced side income was for people who already had a following or a skill set worth selling. I am a project manager with no social media presence. Three months after reading this I have two freelance clients and made an extra $1,800 last month.
My husband and I were both working full time and still felt like we were one bad month away from real trouble. I started with the boring business chapter because it felt the most realistic for our situation. We now have a small bookkeeping client paying us $600 a month and it took four weeks to land them.
My parents mortgaged their house to pay for my education. The weight of that has shaped every financial decision I've made since I was 22. I paid it back in full last year. Every penny. I also bought my mother a new car, paid for my sister's wedding reception, and put a deposit on a flat of my own. I earn what I earned before. I just stopped losing it and started building something on top of it.
Choose your option
Stop Being Broke on Purpose
What you get
Best if your main focus right now is stopping the financial leak before building on top of it.
Complete Bundle — Both Books
What you get
The two books are designed to work together. The first stops the leak. The second builds on what's left. Most people who buy one come back for the other.
That is exactly who this is written for. Most of the people who benefit most from these books are not in crisis. They have jobs, they manage, they are not drowning. But they end every month wondering where the money went, and they have a vague sense that things should be further along by now. That feeling has a name and a set of causes. This is where you find them.
Most personal finance books tell you what to do. These books explain why you keep not doing it. The gap between knowing and changing is almost never information. It is pattern recognition — understanding the specific mindset, habit, or system failure that is keeping your situation in place. That is what these books focus on, and it is why people who have read everything else still find something new here.
Waiting until you earn more is one of the most common and most expensive financial decisions people make. The patterns that cause money problems at your current income will scale with you unless you address them. Someone earning $40,000 with bad money habits who starts earning $70,000 typically ends up with the same stress at a higher number. The system comes before the income, not after it.
This is the assumption the book directly dismantles. Most people dramatically underestimate what they know because they have been trained to only count formal qualifications as expertise. The Skill Inventory in Chapter Two is specifically designed to surface what you already have that others will pay for. Every person who has done it has found something. The question is never whether the skill exists. It is whether you have looked properly.
The frameworks and strategies in both books are not tied to any specific country, tax system, or currency. The principles behind money mindset, spending patterns, debt management, credit, and income building are consistent across markets. Specific tools or platforms mentioned may vary by region, but the core content applies regardless of where you live.
The social media content is intentionally broad — it has to work for a wide audience in a few seconds. The books go three levels deeper. They cover the full framework, the sequencing, the exercises, and the specific mechanisms behind each strategy. If the content resonated with you, the books are where the actual system lives.
Both books are written to be read, not collected. The chapters are direct and structured so you can move through them in short sessions. More importantly, each chapter ends with a specific exercise — not optional reflection questions, but concrete actions. You do not need to finish the book before something changes. Most people notice a shift partway through the first one.
Each book stands completely on its own. Stop Being Broke on Purpose focuses entirely on your relationship with money you already have — stopping the leak, fixing the foundation, eliminating debt. The Income Stack focuses entirely on building income beyond your primary source. They are designed to complement each other, but if one situation is more urgent for you right now, start there.
Both books are delivered as PDF files immediately after purchase. There is no waiting, no shipping, no account to create. You download them once and they are yours permanently — no expiry date, no platform dependency, no subscription required.
These are not one-size-fits-all prescriptions. They are frameworks you apply to your specific situation. The exercises throughout both books are designed to produce output that is personal to you — your money personality, your specific leaks, your skill set, your entry point for building income. The framework works. What you do with it is yours to shape.